Small Business App Only Equipment Leasing and Business Loans

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App Only Equipment Leasing – $100k to $250k

Short Application - Easy Underwriting

We can do it quickly and without hassle if you are financing new or used equipment under $250,000. Our Equipment Leases Express is one of our most popular and gives any small to medium business the flexibility to access the capital they need. Whether it’s financing new or used equipment to grow the business, increase production, expand operations, or replace aging equipment. Suppose you have negotiated your best price with a seller. In that case, we can help get them paid quickly so you can immediately take delivery of your new mill, CNC machine, food packaging and processing equipment, or renewable energy system.

Our Process is Simple

Quote Request Form

"*" indicates required fields

Name*

First Last

Company*

Position

Website

Phone*

Email*

Equipment Cost or Loan Request*

Your Annual Revenues*

Tell Us About Your Equipment Needs or Purpose of Business Loan*

Minimum 1-year in business

Basic Questions and Requirements for the Express Program

What types of Equipment can I lease?

We can lease pretty much any kind of equipment or machinery, whether new or used. Of course, we will want to see an appraisal to verify the quality of the equipment being leased for any used piece of equipment.

What is the most I can borrow?

Our express program is available for all equipment purchases between $100,000 and $250,000. If you need less than $100k, we refer you to a small lender, or most of our clients buy more equipment to hit the minimum $100k threshold.

What kind of credit qualifications are there?

They are good to go if the owner(s) have a personal FICO score above 680 without any judgments, liens, or bankruptcies.

Do you need any other paperwork?

Of course, each situation is different, but we try to keep it as simple as possible. We will need a signed application, a credit score above 680, and three months of bank statements showing an average balance of $10k. That’s it!

Any restrictions on equipment?

If I paid a deposit already can I be reimbursed?

Sure we can fund 100% of the equipment cost and reimburse the owner for any deposits or down payment made on the purchase. We are also able to fund installation costs, shipping costs and in some cases training costs associated with the new addition to the company.

How long will you finance for?

Our typical lease terms are between 36-60 months with ownership of the equipment following the term in a capital lease or lower payments with an operating lease.

What if I have a partner?

Any owner that controls a 30% or more interest in the business would need to sign on the lease as well.

Why Our Express Program Makes Sense in Some Situations

If you own and operate a small business and have survived the last 18 months through COVID-19 pandemics and recession scares, then pat yourself on the back, for you certainly deserve it. Never has there been a time when owning a company came with so many unknowns, government restrictions, CDC interference, rising interest rates, and the general fear of the unknown from a virus that has impacted us all. Fortunately, if you are still in business and shopping for new or used equipment, you have adjusted to the new norm, and you are either expanding your operations or your existing equipment needs to be replaced. Either reason is positive and shows your determination to succeed and thrive. We always want to help small businesses thrive and have millions in capital to assist them. Most small businesses have a part-time accountant, or they rely on QuickBooks or some other software application, which means there is a possibility that their financial presentation is not quite complete. Based on the owner’s credit strength, the Equipment Leases Express program makes it possible to obtain big-league financing for business expansion and equipment needs. A simple 1-page application, a few bank statements, and a FICO score above 680 is the beginning of rapid approval and funding. If your FICO score is below 680, we may still be able to help—contact us to discuss your situation, and our leasing experts will find the financing you need.