Fast, Flexible Equipment Leasing & Financing for Your Business

Get approved in hours. Fund your business in days.

Experience business equipment leasing built for speed, flexibility, and your growth. As a national direct lender, we deliver equipment lease solutions that move at the pace of your ambition, not the pace of traditional banks.

Trusted by Thousands of U.S. Businesses

A specialist will contact you within 15 minutes.

Why Choose Equipment Leases Inc?

Experience direct lending, smart technology, and real partnership, all focused on accelerating your business growth. We’re a growth partner with the scale to fund projects up to $100 million.

Direct Lender, Direct Decisions

Because we underwrite and fund our own deals, you get real answers fast. Our senior credit committee makes same-day decisions, moving far ahead of traditional SBA or bank timelines.

Decades of Proven Expertise

Our team brings decades of financial and operational experience across industries; manufacturing, construction, medical, agriculture, and more. We understand your business realities and structure solutions that align with your operational goals.

Advanced Technology for Seamless Service

Leveraging digital intake, automated underwriting, and AI-driven risk detection, we streamline every step, from application to funding so you can focus on growth, not paperwork.

A True Partner in Your Growth

Over 40% of our clients return for additional funding, a testament to our lasting partnerships. We’re more than a lender; we’re an ally in your growth. Our commitment goes beyond a single deal as we collaborate, adapt, and guide you through market shifts, always focused on your long-term success.

Industry Affiliations & Awards

Proud members of the ELFA, CLBA, NEFA, AACFB, and ARA, we are recognized across the industry for integrity, innovation, and service excellence.

Our Fast, Simple Process on Securing Equipment Loans

Getting the equipment your business needs shouldn’t be complicated. That’s why we’ve designed a process that’s as straightforward as it is fast; so you can focus on growth.

Submit Your Request

Getting the equipment your business needs shouldn’t be complicated. That’s why we’ve designed a process that’s as straightforward as it is fast; so you can focus on growth.

Same-Day Conditional Approval

Our expert credit team reviews your application and documents, typically issuing a Letter of Intent (LOI), outlining the terms of your lease, the same day. We then keep you informed throughout the process, providing clear answers with no surprises.

Flexible Underwriting & Creative Solutions

Getting the equipment your business needs shouldn’t be complicated. That’s why we’ve designed a process that’s as straightforward as it is fast; so you can focus on growth.

Funding Delivered

Once the Master Lease documents are approved and completed, we are ready to begin sending funds to vendors for your new or used equipment. Our team supports you from the first conversation through equipment deployment, and beyond, ensuring a seamless experience.

Industry Affiliations

"We want our customers to be happy, prosperous, and focused on what they do best while trusting us to handle the financing side."
Buddy Zarbock, President

100% Project Financing—Beyond Just Equipment

We know that acquiring equipment is only part of your project’s needs. There are usually soft costs, such as shipping, installation, training, and calibration, that are required. We will cover 100% of the project costs, allowing you to deploy capital to continue growing your business.

100% Project Financing—Beyond Just Equipment

With 100% project financing, you can launch, expand, or upgrade without draining your reserves or worrying about unexpected expenses. We structure funding so you maintain working capital for other opportunities while we handle the details, keeping your project on track.

What We Finance:

Progress Funding for Complex Projects

For larger or multi-phase projects, we offer progress funding. You receive capital as each milestone is completed, whether equipment delivery, installation, or training, ensuring vendors and contractors are paid on time and your project stays on schedule.

We guide you at every stage with clear communication, transparent terms, and support that goes far beyond a simple transaction.

Industry Expertise Across the U.S.

With decades of hands-on experience and a nationwide network, Equipment Leases Inc is a trusted financing partner for businesses across America. We understand the unique challenges and opportunities in each sector, delivering tailored solutions that drive growth, innovation, and operational excellence.

Large, Complex Transactions—Handled with Confidence

Whether you need $100,000 for a single machine or $10 million for a multi-site expansion, our team ensures smooth approvals and on-time funding. We thrive on complexity, coordinating closely with you and your vendors to manage every detail efficiently.

"We’ve funded projects in nearly every industry, if it’s revenue-generating equipment, we know how to structure the deal. No two businesses are alike, and our expertise lets us deliver the right solution, every time."
Buddy Zarbock, President

Real Client Success Stories

General Contractor, Construction | $5,200,000

A contractor came to us with a real problem. Their business was growing rapidly, but strict bank requirements and balance sheet limitations made traditional equipment financing & leasing out of reach. Through our flexible leasing services and creative finance equipment leasing solutions, we were able to fund \$5,200,000 for the purchase of additional Caterpillar equipment. Each piece added $25,000 in net profits monthly, turning a financing roadblock into a powerful opportunity for expansion.

Like many of our clients who return for more business equipment leasing, this contractor now views Equipment Leases Inc as a true partner in their ongoing success.

Frequently Asked Questions

What types of equipment can I lease or finance?

We finance a wide range of business-critical assets, including construction machinery, manufacturing equipment, medical devices, technology, vehicles, power generation units, and robotics, both new and used.

What are the eligibility requirements?

Eligibility is flexible, based on your company’s financial health, history, and the equipment’s value. Our common-sense underwriting often approves deals that traditional banks can’t.

How quickly can I get approved and funded?

Conditional approval can come within hours, and funding is typically delivered within days.

Can I finance used or refurbished equipment?

Yes, our leasing solutions cover both new and used equipment to fit your needs and budget.

What are the tax advantages?

Leasing may offer tax benefits like Section 179 deductions. Consult your tax advisor for specifics.

How is Equipment Leases Inc different from a bank or broker?

We’re a direct lender, funding our own deals, offering flexible approvals, and milestone-based funding for complex projects. Our expertise, technology, and partnership approach set us apart.

Still have questions? Contact our team or Get a Free Quote today.

Ready to Move Your Business Forward with Equipment Finance?

Empower your business to grow with fast, flexible equipment financing from Equipment Leases Inc. We’re here to help you succeed, quickly and seamlessly.

Get Your Free, No-Obligation Quote Now

Expect a fast, personal response, usually within 15 minutes. Let’s partner for your next stage of growth.