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Major natural disasters cause an increase in claims for large losses.
Each state has a regulator who monitors insurance companies to ensure they have NAIC compliance. Regulators check if insurers have enough reserves to cover claims. They also ensure surplus ratios meet required levels.
AM Best ranks an insurer’s financial health. A lower rating can affect the insurer’s ability to attract investments or borrow money. To avoid a lowered rating, insurers have options like insurance company equipment financing and leasing.
NOTE: If you’re not an insurance company but want information about our Sale-Leaseback Financing Solutions, click here to learn more. We provide solutions for many industries from Medical Equipment and beyond.
Equipment Leases Inc. has the expertise and track record of nonadmitted assets for insurance company financing. We help them comply with their market’s surplus and reserve requirements.
Here’s how our non-admitted asset financial solutions can help:
This process affects property and casualty carriers, health insurance underwriters, and auto carriers. Claims of all kinds can erode surplus reserves and lower risk-based capital ratio. Boosting surplus could stabilize an agency rating from AM Best, Fitch, or Moody’s.
We can provide leasing assistance of up to $50 million. The experts at Equipment Leases Inc. can design non-admitted asset financial solutions before year-end. Since activity typically increases in the fourth quarter, we recommend starting the process early.
Equipment Leases Inc. and our insurance experts are experienced providers of large Sale-Leaseback transactions. Our expertise and investor network make us the go-to choice for major carriers, leading to repeat transactions when cash infusions are needed.
If a carrier’s risk-based capital ratio falls below state minimums, we are the best choice to resolve the issue quickly and efficiently within tight funding windows.
Note to Insurance Carrier CFOs: If you need a sale-leaseback for non-admitted assets up to $100 million or more, choose us. Our proprietary non-admitted asset financial solutions ensures we can handle all your needs, no matter how complex.
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