Medical Equipment Leasing & Financing Solutions for Healthcare Providers
Fast, Flexible Medical Equipment Financing—Get Started Today
At Equipment Leases Inc., we make obtaining medical equipment loans and leasing transparent and straightforward. Apply online in minutes, without piles of paperwork or long waits. As a direct lender with in-house underwriting, we move at the speed your business demands.
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Our Expertise—A Trusted Partner in Healthcare Growth
Decades of Experience & National Reach
With decades of industry experience and a national footprint, Equipment Leases Inc. is the trusted choice for healthcare organizations seeking flexible, reliable financing. Hospitals, clinics, dental, and veterinary practices nationwide rely on our expertise and milestone-based funding solutions to keep projects on track, even when needs change or timelines are tight. More than 40% of our clients return for additional funding, a testament to our commitment to long-term partnership and tangible results.
Direct Lender Advantage
As a true direct lender, Equipment Leases Inc. gives you a clear advantage: faster decisions, more flexible terms, and higher approval rates than traditional banks. Our streamlined process delivers funding quickly, without unnecessary delays. We take the time to understand your goals and tailor solutions that fit your unique needs, building strong, lasting relationships with every healthcare organization we serve.
Healthcare-Focused, Technology-Driven
Equipment Leases Inc. combines healthcare expertise with advanced digital tools to make financing seamless. Our team understands the specific needs of hospitals, clinics, dental, and veterinary practices, while our technology streamlines every step from application to funding. With robust underwriting and deep industry knowledge, we handle large, complex, or urgent transactions efficiently, ensuring your facility gets the resources it needs, exactly when you need them.
Creative Solutions When Banks Say No
When traditional banks can’t meet your needs, Equipment Leases Inc. finds a way forward. We look beyond rigid criteria to support clients with unique challenges or tight timelines. Our creative underwriting and milestone-based funding ensure your projects stay on track, so you can focus on what matters most: delivering quality care.
Success Stories: Real Results for Real Healthcare Providers
$45,000,000 Lease for a Medical Equipment Manufacturer
A leading medical equipment manufacturer needed $45 million to upgrade several production lines, fast. Timing was critical. We stepped up with a customized 5-year lease that delivered the full funding they needed, right on schedule. The client was thrilled with our speed and flexibility, noting how we made it happen when others couldn’t.
This is just one example of how our commitment and creative solutions empower healthcare organizations to move forward, especially when others can’t.
Why Lease Medical Equipment?
The Benefits of Medical Equipment Leasing for Healthcare Providers
Leasing medical equipment offers healthcare organizations a smarter, more agile way to keep pace with innovation and manage finances.
"Our entire philosophy is built around flexibility, speed, and partnership. We’re not just lenders, we’re deal-makers who help businesses move forward."
— Buddy Zarbock, President & Founder
- Lower upfront costs: Free up your capital for growth, staffing, and daily operations instead of tying it up in large purchases.
- Improved cash flow management: Predictable monthly payments make budgeting easier and reduce financial surprises.
- Stay ahead of technology: Leasing lets you upgrade to the latest equipment as your needs evolve, minimizing the risk of obsolescence.
- Flexible, customizable structures: Choose from operating or capital leases tailored to your organization’s goals, timelines, and budget.
- Preserve working capital: Keep your financial resources available for expansion or unexpected needs.
- Tax and accounting advantages: Lease payments are often treated as operating expenses, offering potential tax benefits and simplified accounting.
Leasing vs. Buying vs. Renting: What’s Right for Your Facility?
Choosing the right way to acquire medical equipment depends on your facility’s goals, budget, and the pace of technological change.
Here’s how leasing, buying, and renting compare:
| Feature | Lease Construction Equipment | Machinery Loans (Financing) |
|---|---|---|
| Ownership | No (option to buy at end of term) | Yes (you own after final payment) |
| Upfront Costs | Lower or none | Usually higher (down payment) |
| Monthly Payments | Typically lower, flexible terms | Typically higher, fixed terms |
| Tax Benefits | Payments often fully deductible | Depreciation & interest deductions |
| Flexibility | Easy upgrades, trade-ins, short terms | Long-term asset, less flexibility |
| Balance Sheet Impact | Off-balance sheet (operating lease) | On-balance sheet (asset/liability) |
| End-of-Term Options | Buy, renew, or return | Keep equipment |
| Best For | Rapid growth, tech upgrades, seasonal | Long-term use, building equity |
Leasing is ideal for:
- Healthcare providers facing rapid technology changes or budget constraints
- Organizations that want to keep cash available for growth or emergencies
- Facilities seeking predictable costs and easier upgrades
Buying is best for:
- Practices with stable equipment needs and long-term use
- Organizations with available capital for large purchases
Renting is suitable for:
- Short-term or seasonal need
- Temporary expansions or equipment trials
Not sure which option fits your facility? Our experts will help you evaluate your goals and recommend the best path forward.
What We Finance—Comprehensive Medical Equipment Leasing Solutions
Types of Medical, Dental & Laboratory Equipment We Lease
We provide leasing and financing solutions for an extensive range of medical, dental, laboratory, and veterinary equipment. Whether you’re upgrading a hospital, opening a new clinic, modernizing your dental practice, or expanding a veterinary facility, we have you covered.
Some of the most popular equipment we lease includes:
- Blood analysis equipment
- Cardiology equipment
- Dosimeters and radiation protection equipment
- Ultrasound equipment
- CT scanners and imaging equipment
- Defibrillators
- ECG/EKG equipment
- Electrosurgical units
- Microscopes and laboratory equipment
- Patient monitors and trolleys
- Ventilators and respiratory equipment
- KN95 masks and sterilization systems
- Stainless steel furniture
- Laser systems
- Hospital management software and EMR systems
- Operating tables and surgical lights
- Blood pressure monitors
- Sleep diagnostics and Holter systems
- Hospital beds and furniture
- Dental chairs, instruments, and office furniture
- CEREC dental crown machines and dental milling machines
- Computers and servers
- Gynecology, neurosurgery, and orthopedics equipment
- X-ray machines
- Neonatal units and incubators
- Medical couches
- Anesthesia equipment
- Traction and physiotherapy systems
- Veterinary imaging, surgical, and monitoring equipment
- And more!
No matter your specialty or the size of your project, Equipment Leases Inc. is ready to help you access the technology and tools that keep your facility at the forefront of care.
See the full list of equipment we finance:
100% Project Financing—Beyond Just Equipment
At Equipment Leases Inc., 100% project financing means you get more than just the equipment. We can include delivery, installation, and even staff training, all in one simple, predictable payment. You keep your cash flow healthy, avoid unexpected costs, and stay focused on what matters most: growing your practice and delivering exceptional care.
How Our Process Works—Simple, Transparent, and Efficient
Step-by-Step Medical Equipment Leasing Process
Getting the equipment your facility needs shouldn’t be complicated. Our process is designed to be straightforward, efficient, and transparent every step of the way:
Inquiry
Contact us with your equipment needs whether online, by phone, or through our digital application.
Consultation
Our healthcare financing experts review your goals, answer your questions, and recommend the best leasing solution for your facility.
Approval
We handle underwriting directly allowing for fast approvals, often within hours.
Documentation
Our team guides you through the paperwork, making it as simple and streamlined as possible with digital tools and clear instructions.
Funding
Once approved, funds are released quickly. We offer milestone-based funding to match your project’s timeline.
Delivery & Installation
We coordinate directly with your vendors to ensure timely delivery and setup of your equipment.
Ongoing Support
Our relationship doesn’t end after funding. We provide ongoing support throughout your lease term, helping you adapt as your needs evolve.
We designed this process to eliminate common pain points like excessive paperwork, long delays, and unclear terms so you can focus on patient care, not paperwork.
What to Expect: Timeline, Documentation, and Support
Fast Approvals & Funding:
Most clients receive conditional approval within hours, and once all documents are received, final approval and funding are processed in a streamlined manner.
Simple Documentation:
We provide an online application where it’s easy to upload your financials, invoices for new equipment and all other docs in a convenient 2 step process.
Dedicated Support:
From your first inquiry through the life of your lease, our experts are on your team, ready to answer questions and solve problems quickly.
"We want to be the first call for our customers. Our team is committed to making the process clear, fast, and supportive, so you can move forward with confidence."
— Buddy Zarbock, President & Founder
With Equipment Leases Inc., you get a partner who values your time and is dedicated to your success.
Frequently Asked Questions (FAQ) About Medical Equipment Leasing
Who is eligible for medical equipment leasing?
We serve a wide range of healthcare organizations including hospitals, clinics, dental practices, veterinary facilities, and laboratories across the United States. Even if you’ve had challenges securing traditional bank financing, we’re here to help with smart, practical financing options
What types of equipment can be financed?
We finance nearly all types of medical, dental, laboratory, and veterinary equipment from diagnostic imaging and surgical tools to IT systems, furniture, and more.
How fast can I get approved and funded?
Our digital, streamlined process enables most clients to receive conditional approval within hours, and funding happens quickly through a simplified and automated process.
What are the tax and accounting implications?
Leasing often allows you to treat payments as operating expenses, which can offer tax advantages and simplify accounting. We recommend consulting your tax advisor to determine the specific benefits for your organization.
Can I lease used or refurbished equipment?
Yes, in many cases we can structure leases for used or refurbished equipment, depending on the type and condition. Let us know your needs, and we’ll explore the best options for you.
What happens at the end of the lease?
At the end of your lease term, you typically have several options: purchase the equipment, renew the lease, upgrade to newer technology, or simply return the equipment. We’ll work with you to find the best fit for your goals.
Is there support for installation, training, or upgrades?
Absolutely. Our 100% project financing can include delivery, installation, and staff training. Plus, we’re here to support you throughout your lease, helping you upgrade or expand as your needs evolve.
Still have questions? Contact our team or Get a Free Quote today.
Ready to Empower Your Healthcare Facility?
At Equipment Leases Inc., we make financing simple, transparent, and built around you. Whether you’re upgrading technology, expanding capacity, or starting a new facility, our process is designed to get you funded quickly and confidently.
Take the next step:
Have questions?
Reach out by phone at (801) 461-3303, email us at proposal@equipmentleases.com, or fill out our quick online form.
Your information is always kept private and secure, we value your trust.
Let’s build something great together.